Frostproof Homes under $400,000

Frostproof Homes under $400,000

Welcome to Frostproof, Florida – a charming gem nestled in Polk County that beautifully blends small-town charm with stunning natural landscapes. Known for its friendly community and serene surroundings, Frostproof is a haven for those seeking a peaceful lifestyle without compromising on modern conveniences. With its picturesque lakes, lush greenery, and warm climate, this delightful city is perfect for families, retirees, and anyone looking to escape the hustle and bustle of larger cities.

Frostproof is not just a place; it’s a lifestyle. The city is surrounded by beautiful parks and recreational areas, making it ideal for outdoor enthusiasts. Whether you enjoy fishing, hiking, or simply soaking up the sun, you’ll find plenty of opportunities to connect with nature. The local community is tight-knit, with events and activities that foster a sense of belonging and camaraderie among residents.

For those considering making Frostproof their home, you'll be pleased to discover that the real estate market here offers an array of charming homes, many of which are available for under $400,000. From cozy single-family residences to more spacious options, there’s something for everyone. These affordable homes provide an excellent opportunity for first-time buyers or those looking to downsize without sacrificing quality or comfort.

With its affordable housing options, friendly atmosphere, and beautiful surroundings, Frostproof is more than just a place to live; it’s a place to thrive. Discover your dream home in this enchanting city today!

Newest Frostproof Homes under $400,000

119 Maxcy Lane, Frostproof

119 Maxcy Lane, Frostproof

2 Beds ⋅ 1 Baths ⋅ Sunrise Manor SubDv. ⋅ 33843 Zip Code

Welcome to lakefront living on beautiful Lake Reedy! Situated on a 0.253-acre lot, this 2-bedroom, 1-bath home offers a peaceful setting with expansive water views and direct access to one of Central Florida’s favorite recreational lakes. The highlight of the property is the private dock with a working 12,000-lb boat lift, making it easy to keep your boat ready for a day on the water. Inside, you’ll find terrazzo floors throughout, adding classic Florida character and easy-care durability. The spacious living area flows into the kitchen and opens to an impressive enclosed sunroom lined with windows overlooking the backyard and lake. This light-filled space is perfect for morning coffee, entertaining guests, or simply relaxing while taking in the beautiful waterfront views. The home also features an interior laundry room, ample storage, a covered front porch, covered rear patio, and attached garage. Step outside and experience what makes this property truly special. The backyard leads directly to your private dock and the open waters of Lake Reedy, encompassing more than 3,500 acres. Known for excellent bass, crappie, catfish, and shellcracker fishing, the lake also offers opportunities for boating, skiing, kayaking, swimming, wildlife watching, and simply enjoying life on the water. Whether you're searching for a full-time residence, weekend retreat, or an affordable way to enjoy the Florida lakefront lifestyle, this property offers a wonderful combination of peace, recreation, natural beauty, and waterfront access right from your own backyard. Come experience the laid-back lifestyle and spectacular views of Lake Reedy!

119 Maxcy Lane, Frostproof

400 Virginia Street, Frostproof

400 Virginia Street, Frostproof

3 Beds ⋅ 1 Baths ⋅ Halls Sub SubDv. ⋅ 33843 Zip Code

Welcome to this charming 3-bedroom, 1-bath home in Frostproof, Florida. This property is situated on a spacious 0.38-acre corner lot and walking distance to Lake Reedy. Property features a newly replaced A/C unit and water heater, giving the next owner added comfort and peace of mind. The large corner lot provides plenty of outdoor space for entertaining, pets, gardening, RV sewer hookup, outdoor shop (previous owner stored his airboat), outdoor storage room lots of endless future possibilities. Whether you’re searching for your first home, an investment property, or a place with extra outdoor space, this home has endless possibilites. 3 Bedrooms | 1 Bathroom | 1,648 Sq. Ft. Under Roof | 0.38 Acres | Corner Lot | Newer A/C & Water Heater Conveniently located in Frostproof and ready for its next owner. Schedule your private showing today!

400 Virginia Street, Frostproof

506 Thomas Avenue, Frostproof

506 Thomas Avenue, Frostproof

2 Beds ⋅ 2 Baths ⋅ Acreage SubDv. ⋅ 33843 Zip Code

Welcome to this well-maintained brick home in the desirable Sun Ray Homes community of Frostproof, Florida! Situated on just under a quarter acre, this property offers a comfortable layout, a great location, and several recent updates. Inside, you’ll find two generously sized bedrooms and two bathrooms, including a private en suite bathroom serving the primary bedroom. The spacious living room provides plenty of room to relax and flows into a wonderful Florida room located at the front of the home. With its abundance of natural light, the Florida room is a perfect spot for morning coffee, reading, entertaining, or simply enjoying the peaceful Florida lifestyle. The kitchen features a designated dining area, creating a comfortable space for everyday meals and gatherings. Throughout the home, newer flooring adds a fresh, updated feel while maintaining the charm and character of this well-cared-for brick residence. Major features include a relatively new metal roof and an HVAC system that is only 3 years old, offering added peace of mind for the next homeowner. Outside, the backyard is fenced and provides a nice private space for outdoor enjoyment. The yard is just a few finishing touches away from being fully enclosed. Located in Sun Ray Homes, residents enjoy a low and optional HOA. Conveniently located near shopping, restaurants, medical facilities, entertainment, and everyday conveniences, this home offers a great combination of comfort, value, and location. If you're looking for a well-maintained brick home with meaningful updates, a spacious lot, and the flexibility of an optional HOA, this Frostproof home is worth a look!

506 Thomas Avenue, Frostproof

10 Fort Clinch Heights Road, Frostproof

10 Fort Clinch Heights Road, Frostproof

3 Beds ⋅ 3 Baths ⋅ 33843 Zip Code

Charming 3-Bedroom Home with Deeded Lake Access on Clinch Lake Welcome to this beautifully maintained 3 bedroom, 2.5 bath concrete block home located in a peaceful cul-de-sac neighborhood. Offering timeless curb appeal, this home features a double car garage with a workshop area and side-facing doors, mature landscaping with vibrant flower beds, and majestic oak trees that provide both shade and character. Inside, you’ll love the spacious open floor plan with a large living room and dining area, perfect for entertaining. The well-designed kitchen includes an eat-in bar, all appliances, and plenty of storage. A split bedroom design provides privacy, with the owner’s suite tucked away from the guest rooms. Ceramic tile and plush carpeting flow throughout, and the home has been freshly painted inside and out for a crisp, move-in ready feel. Enjoy Florida living year-round on the expansive screened-in rear porch overlooking your private backyard oasis. As a special bonus, this property includes deeded access to a private area on Clinch Lake—ideal for fishing, boating, or simply relaxing by the water. If you’re looking for a quiet, established neighborhood with lake privileges and a home that’s been thoughtfully cared for, this one is a must-see!

10 Fort Clinch Heights Road, Frostproof

65 Princeton Avenue, Frostproof

65 Princeton Avenue, Frostproof

2 Beds ⋅ 1 Baths ⋅ Sun Ray Homes 03 SubDv. ⋅ 33843 Zip Code

HANDYMAN SPECIAL! Great opportunity in Frostproof, Florida! This 2-bedroom, 1-bath home was built in 1963 and offers approximately 888 square feet of living space on a 0.17-acre lot. The property needs repairs and updating, offering an opportunity for a buyer or investor to renovate and add value. Not located in a flood zone. Conveniently located near local shopping, dining, lakes, and outdoor recreation. Bring your vision and make this property your own!

65 Princeton Avenue, Frostproof

4 Lakeview Avenue, Frostproof

4 Lakeview Avenue, Frostproof

3 Beds ⋅ 1 Baths ⋅ Lake Side Terrace SubDv. ⋅ 33843 Zip Code

Charming 3-Bedroom Home Across from Lake Reedy! Welcome to this charming 3-bedroom, 1-bath home nestled on a desirable corner lot in the Lakeview area of Frostproof! Located directly across the street from beautiful Lake Reedy, this property offers a great opportunity for those looking to enjoy the peaceful Florida lifestyle. Step onto the inviting front porch and into a cozy living room featuring new laminate wood flooring and a convenient dining area. The home offers three bedrooms, one full bathroom, and a corner kitchen with an adjoining spacious interior laundry room for added convenience. Enjoy easy access to Lakeview Boulevard, along with a double carport providing ample covered parking. Whether you're looking for a starter home, investment property, or a place to enjoy the charm of Frostproof, this home offers plenty of potential in a desirable location.

4 Lakeview Avenue, Frostproof

524 Central Ridge Lane, Frostproof

524 Central Ridge Lane, Frostproof

3 Beds ⋅ 2 Baths ⋅ Central Ridge Estates SubDv. ⋅ 33843 Zip Code

Welcome home to this inviting 3 bedroom, 2 bathroom split plan home situated on a corner lot in the Central Ridge Estates community of Frostproof! Designed with a functional layout and great spaces for both everyday living and entertaining, this home offers comfortable living inside and out. The kitchen features tile flooring, stainless steel appliances, and plenty of space for preparing meals and gathering with family and friends. Tile flooring continues into both bathrooms, while the split bedroom floor plan provides added privacy for the primary suite. A Florida room offers additional living space and is perfect for relaxing, entertaining, or creating a flex space to fit your needs. Step outside to enjoy the fully fenced backyard, providing plenty of room for pets, play, gardening, or outdoor activities. One of the standout features of this property is the large detached screened outdoor kitchen, an ideal setup for cookouts, entertaining guests, watching the game, or simply enjoying Florida living without worrying about the bugs! With a desirable corner lot, versatile indoor and outdoor living spaces, and a spacious screened entertaining area, this Central Ridge Estates home has plenty to offer. Schedule your private showing today!

524 Central Ridge Lane, Frostproof

18 Bradford Boulevard, Frostproof

18 Bradford Boulevard, Frostproof

2 Beds ⋅ 2 Baths ⋅ Shepherd Sub SubDv. ⋅ 33843 Zip Code

Welcome to easy Florida living up in the desirable Shepherd Christian Community! This well-maintained 2-bedroom, 2-bath doublewide mobile home offers a spacious floor plain featuring a large living room and an open bonus room-perfect for a family room, office, hobby space, or entertaining guests. the home also includes a single carport with an attached storage room complete with washer and dryer hookups. Beyond the home, you'll enjoy all that this beautiful 85-acres waterfront community has to offer. Residents have access to approximately 1,200 feet of shoreline on Lake Reedy, providing opportunities for fishing, boating, and enjoying the natural beauty of Central Florida. The community also features the private Lake Lorraine, where you can relax with catch-and-release fishing. Whether you're looking for a year-round residence or a seasonal retreat, tjhis home offers peaceful living in a welcoming lakefront community.

18 Bradford Boulevard, Frostproof

467 Pine Loop, Frostproof

467 Pine Loop, Frostproof

2 Beds ⋅ 2 Baths ⋅ Lily Lake Golf & Rv Resort Ph 01 SubDv. ⋅ 33843 Zip Code

***FLEXIBLE OWNER FINANCING AVAILABLE*** COME SEE THIS PARTIALLY FURNISHED 2BR 1.5BA Home in LILY LAKE A DESIRABLE 55+ COMMUNITY WHERE YOU OWN YOUR LOT! MANY PERKS living in LILY LAKE: 9 hole golf course, golf cart friendly, clubhouse, pool, pickle ball courts, activities & MORE! You will love this newer kitchen including a Dishwasher! Second bedroom can accommodate guests OR double for an office! Abundant with windows, the Florida room offers plenty of natural light and could possibly accommodate guests. There is one full bath and a half bath just off the second bedroom. ALSO comes with a stack washer & dryer! ONE NICE PERK IS A 2024 SHINGLE ROOF! There is an area to sit in the evenings in the back of this home along with a storage shed. This lovely home comes ready with a golf cart! AND DON'T FORGET! THERE IS FLEXIBLE OWNER FINANCING AVAILABLE!

467 Pine Loop, Frostproof

58 Marshall Lane, Frostproof

58 Marshall Lane, Frostproof

4 Beds ⋅ 2 Baths ⋅ Lakeview Park SubDv. ⋅ 33843 Zip Code

Welcome home to this 4 bedroom, 2 bath home featuring a spacious and functional layout with neutral finishes throughout. The home offers tile flooring, ceiling fans, and plenty of windows for natural light. The kitchen features ample cabinetry and counter space, while the four bedrooms provide flexibility for a variety of needs. Move-in ready and easy to show!

58 Marshall Lane, Frostproof

502 Stanley Avenue, Frostproof

502 Stanley Avenue, Frostproof

2 Beds ⋅ 1 Baths ⋅ Sly Side William St & Wly Side SubDv. ⋅ 33843 Zip Code

Virtually Staged. NO HOA + CORNER LOT + POOL + FENCED BACKYARD! Looking for a home with space, privacy, and NO HOA? This charming 2-bedroom, 1-bath home checks the boxes! Situated on a spacious corner lot, you’ll love the fully fenced backyard with an above-ground pool—perfect for enjoying Florida living year-round. Inside, you’ll find a spacious living room, kitchen and dining combo, two comfortable bedrooms, a full bath, and convenient indoor laundry. The enclosed front porch adds extra space to relax and unwind, while the 1-car carport and storage shed provide plenty of functionality. Conveniently located near Hwy 27 with easy access to shopping, dining, and everything Central Florida has to offer. Whether you’re a first-time buyer, downsizing, or searching for your next investment—this is one you don’t want to miss. Schedule your private showing today!

502 Stanley Avenue, Frostproof

354 Gracie Avenue N, Frostproof

354 Gracie Avenue N, Frostproof

2 Beds ⋅ 2 Baths ⋅ Lily Lake Golf & Rv Resort Ph 02 SubDv. ⋅ 33843 Zip Code

Immaculate Furnished Home in Lily Lake Golf & RV Resort Discover the perfect blend of comfort, convenience, and resort-style living in this beautifully maintained 2-bedroom, 2-bath furnished home located in the highly desirable Lily Lake Golf & RV Resort. Move-in ready and thoughtfully appointed, this charming residence offers everything you need to start enjoying the Florida lifestyle from day one. Step inside to find a bright, welcoming interior designed for easy living and entertaining. The spacious Florida room provides the perfect spot to relax, enjoy your morning coffee, host guests, or unwind after a day of activities. An additional storage building offers ample space for tools, hobbies, and seasonal items, while dedicated golf cart parking makes getting around the community a breeze. Enjoy added peace of mind knowing that new plumbing was completed in August 2026, adding value and confidence for years to come. Nestled within the vibrant and friendly Lily Lake Golf & RV Resort, residents enjoy an exceptional selection of amenities designed for both active and relaxed lifestyles. Take advantage of the beautiful golf course (available for an additional fee), sparkling swimming pool, soothing hot tub, pickleball courts, tennis courts, shuffleboard, cornhole, clubhouse, fitness center, library, and convenient laundry facilities. During the fall and winter seasons, the resort comes alive with an exciting variety of social events, clubs, and activities. Whether you’re looking to stay active and meet new friends or simply enjoy a peaceful retreat, you’ll find the perfect balance here. Be as involved as you want, or enjoy the quiet, carefree lifestyle at your own pace. Pet lovers will appreciate the community’s two dedicated dog parks, while owners of additional vehicles or recreational equipment can take advantage of the available car and RV storage facilities for an additional fee. One of the many benefits of living in this attractive and affordable community is the extensive coverage provided through the POA. Fees include internet, cable, trash pickup, lawn care, landscaping, street maintenance, common area maintenance, and maintenance of the exterior light at each property. The maintenance fee is conveniently paid only twice yearly, on January 1 and July 1. This inviting home offers an outstanding opportunity to enjoy affordable resort living in one of Central Florida’s most welcoming and amenity-rich communities. Come experience the lifestyle you’ve been waiting for at Lily Lake Golf & RV Resort. Schedule your private showing today!

354 Gracie Avenue N, Frostproof

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