Saddlebag Lake Homes with Golf Carts OK Community Features

Saddlebag Lake Homes with Golf Carts OK Community Features

Welcome to Saddlebag Lake, an enchanting subdivision nestled in the picturesque city of Lake Wales, Florida. This charming community is a hidden gem in Polk County, offering a perfect blend of tranquility and vibrant living. With its stunning natural surroundings and a friendly atmosphere, Saddlebag Lake is an ideal place to call home.

One of the standout features of Saddlebag Lake is its unique “Golf Carts OK” policy, which adds a delightful twist to everyday living. Residents can enjoy the convenience of cruising around the community in their golf carts, making trips to nearby amenities, parks, and social gatherings both easy and enjoyable. Imagine leisurely rides through the scenic streets, waving to neighbors, and soaking in the beautiful Florida sunshine!

The homes in Saddlebag Lake boast a variety of styles and sizes, catering to diverse lifestyles and preferences. Whether you’re looking for a cozy retreat or a spacious family home, you’ll find options that fit your needs. Many properties feature lush landscaping, modern amenities, and inviting outdoor spaces perfect for entertaining or relaxing after a long day.

Community features abound in Saddlebag Lake, with residents enjoying access to a sparkling lake, recreational facilities, and well-maintained walking paths. The sense of community here is palpable, with numerous social events and gatherings that foster connections among neighbors.

Experience the charm and warmth of Saddlebag Lake, where the combination of beautiful homes, a golf cart-friendly environment, and a close-knit community truly makes it a wonderful place to live. Come explore this delightful community and discover your dream home in the heart of Florida!

Newest Saddlebag Lake Homes with Golf Carts OK Community Features

111 Saddlebag Trail, Lake Wales
$87,500
2 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Fully furnished and turnkey, this two bedroom home is located in the premier 55+ gated community of Saddlebag Lake Resort, where you OWN the land! The home was updated in 2024 with PEX plumbing, a new kitchen, bathroom, laminate flooring and double pane windows. The kitchen has butcher block counter tops, with lots of space for meal preparation, and an ample number of cabinets to keep everything in its place. An adjacent dining area has room for six but is cozy enough for an intimate dinner for two. Upstairs you'll find a guest bedroom and large owners suite. A full-width Florida room at the back of the home is the perfect retreat, with plenty of comfortable seating. There's a patio at the side of the home, and a wide wraparound walkway that's just right for entertaining a crowd outside. If you like working on projects, you'll love the workshop with roll-up garage style door, which is where the golf cart is stored that goes with the home so you can get to all the amenities in style. Enjoy all the resort has to offer, including a crystal clear community pool, screen-enclosed hot tub, rec room with pool tables and saunas, tennis and pickle ball courts, professional grade covered shuffleboard courts and horse shoe pits, a driving range, lake access so you can go boating and fishing in Saddlebag Lake, a beach house with covered patio and full kitchen that you can use at no charge for private parties, just reserve it. Get to know your neighbors by joining one of the many clubs that are offered, or by participating in planned activities at the clubhouse. Your furry family members will feel welcome here, with the dog park at the back of the resort where they can run around. You won't even have to leave to get your mail, there's a post office onsite. Isn't it time you came home to Saddlebag Lake Resort? Call to schedule your private tour and start living your best life now!

111 Saddlebag Trail, Lake Wales
33 Stone Fly Circle, Lake Wales
$150,000
2 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Turn-Key, Fully Furnished & Ready for You to Enjoy! All you need to do is bring your suitcase and start enjoying the good life! This beautifully appointed, turn-key home comes fully furnished down to the silverware and even includes a golf cart, making your move easier than ever. From the moment you arrive, you'll appreciate the convenience, comfort, and inviting atmosphere this home has to offer. Picture yourself relaxing on the welcoming front porch, enjoying your morning coffee, visiting with friends, or simply soaking up the sunshine. The entrance features both a convenient ramp and steps, offering options for easy access. Step inside and feel the open, airy flow of the home. The spacious addition, situated on the same level as the original home, provides the perfect place to unwind, entertain, or create your own favorite gathering spot. The kitchen and dining area open seamlessly into the living room, allowing you to move freely and enjoy a comfortable, connected living space. The guest bathroom offers convenient access to the original bedroom and the living room. Continue through the sliding glass doors and discover a versatile additional living and sleeping area complete with its own private bathroom and zero-entry shower. It's an ideal setup for guests, extended stays, or simply enjoying a little extra privacy. You'll also appreciate several important updates, including a metal roof (2000), HVAC system (2024), and water heater (2024). Imagine waking up to a lifestyle where relaxation, recreation, and connection come together! At Saddlebag Lake, you can see yourself enjoying the sunshine beside the crystal-clear community pool, feel the soothing warmth of the screen-enclosed hot tub, and hear the laughter of neighbors gathering for fun and friendship. This vibrant, well-established community offers an impressive collection of resort-style amenities designed to make every day feel like a getaway. Enjoy friendly competition on the tennis and pickleball courts, practice your game on the driving range, or experience the fun of the professional-grade covered shuffleboard courts and horseshoe pits. For indoor enjoyment, the recreation center features pool tables and saunas, creating the perfect setting to unwind and socialize. Love the water? Take advantage of lake access for boating and fishing, or spend a relaxing afternoon at the community beach house. Complete with a covered patio and full kitchen, it's the ideal place to entertain family and friends or celebrate special occasions (available by reservation). Best of all, enjoy a relaxed, low-maintenance lifestyle in an active adult community with HOA oversight, conveniently located near shopping, dining, medical facilities, and major roadways. Why wait to start living the life you want? Come see it, experience the comfort, and imagine yourself making this home your own!

33 Stone Fly Circle, Lake Wales
13 Stonefly Circle, Lake Wales
$79,000
1 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Saddlebag resort is a very good and peaceful 55+ gated community. Ammenities included are a tennis and pickel ball courts, recreational room, sauna, community pool, fitness center, laundry facility and a post office site. HOA includes water, swewer and trash pick-up. This turnkey 1/1 is fully furnished and ready to move in. There is a spacious back yard to enjoy it with friends or family members.

13 Stonefly Circle, Lake Wales
20 Woodruff Way, Lake Wales
$55,000
1 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
This home is a 1/1, fully furnished with all appliances, furniture and patio furniture. The roof is metal and in good condition and the HVAC is also in good working order. The washer and dryer and chest freezer are located in the very convenient shed which is BUILT INTO THE BACK SCREENED IN PORCH. The shed is a workshop and laundry room combined! This is a very cute home just needing your personal touch to make it beautiful. The community of Saddlebag Lake Resort is truly an oasis of peace and tranquility. Activities include 12 hobby clubs you can join, tennis courts, pickleball courts, heated swimming pool, hot tub, a large club house for community dinners and planned activities, championship shuffle board courts, a rec room with pool tables and saunas, a dog park, driving range, a large pavilion on the lake where you can have cookouts for your club or family and friends, a fitness center, friendly and helpful administrative staff to answer your questions and needs. Security is a top priority with an electric gate at the front entrance and evening security patrol. The low quarterly HOA fee covers your water, sewer, and trash pickup, and community road and park maintenance. Call now to schedule your private tour before it's gone!

20 Woodruff Way, Lake Wales
79 Saddlebag Trail, Lake Wales
$95,000
2 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Live your best life in this FULLY FURNISHED and turnkey 2/2 home in beautiful Saddlebag Lake Resort, a pet friendly, gated 55+ community in central Florida where you OWN the land! The home has a spacious main living area, with the primary bedroom on the ground floor and a comfortable guest bedroom upstairs. The kitchen has plenty of cabinets and counter space, with an adjacent breakfast nook. The back yard is an oasis where you can relax on the patio, with no close rear or side neighbors as there is a greenway at the back and on one side. You'll find a shed for all your tools, and a golf cart that stays for the new owner so you can arrive in style at all the amenities. The low HOA dues covers your water, sewer and trash pick-up, as well as use of the amenities, including a sparkling community pool, a screen enclosed hot tub, pickle ball, tennis and shuffleboard courts, a rec room with pool tables and saunas, a fitness center, a clubhouse with planned activities, access to the lake for fishing and boating, and a beach house with lakeside covered patio that you can use at no cost for private parties, just reserve it. There's also a driving range and dog park at the back of the resort, so there's truly something for everyone. Don't miss out, call now for your private tour!

79 Saddlebag Trail, Lake Wales
3 Grayhackle Street, Lake Wales
$120,000
2 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
This well maintained two bedroom home is located in the premier 55+ gated community of Saddlebag Lake Resort, where you own the land. The home comes fully furnished and move-in ready, so you can start living the dream on day one! Recent upgrades include new kitchen counter tops and bathroom vanity (2023) new water heater (2020) and new flooring (2019-2023). You'll have tons of storage, including a pantry off the kitchen, inside access to attic storage and crawl space, and a shed out back. The low HOA dues include your water, sewer and trash pick-up, plus use of all the amenities: a sparkling heated pool, a screen-enclosed hot tub, pickle ball and tennis courts, shuffleboard courts and horse shoe pits, a rec room with saunas and pool tables, a fitness center and a beach house you can reserve at no cost for private parties. You can participate in planned activities in the clubhouse, or take your fur babies to the dog park, the resort is pet friendly! There's even a driving range so you can practice your swing. Of course, you'll have access to beautiful Saddlebag Lake, where the fishing is great. What are you waiting for? Call now for your private tour before this gem is gone!

3 Grayhackle Street, Lake Wales
47 Woodruff Way, Lake Wales
$88,500
1 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
This 1/1 furnished and turnkey home is located in the premier 55+ gated community of Saddlebag Lake Resort, where you own the land. As a Homes of Merit trade show model, it was built with a lot of upgrades, including a built-in hutch cabinet in the dining room, and cabinets in the bedroom. A new HVAC was installed in 2020 in the original section of the home, while a brand new mini-split system was just installed in the addition in 2026. Other recent upgrades include a new range (2023) and microwave (2022). The spacious laundry room has a utility sink and comes with a washer & dryer stack, plus there's a second refrigerator for all your extra food and drinks. The home is all on one level, no going up and down steps. Outside you'll find a 24' wide concrete driveway and patio (2010) so there's plenty of parking and room for outdoor entertaining. There's even an 8x12.5 shed with power, so you'll have a place to work on projects and store your tools. The awnings on all the windows bring maximum comfort, plus peace of mind during inclement weather. The location of this property is one of the highest elevations in the resort, so you'll sit high and dry even during the heaviest storm, and the 100 amp electric service gives you plenty of power. When you're ready to check out the amenities of the resort, take the golf cart, it, too, stays for the new owner (it was overhauled in 2024 and got new batteries). The resort has tons of amenities, all included in the low HOA dues of just $734.00 per quarter, so there's always something to do here. You can spend your days boating and fishing on Saddlebag Lake, relax in the hot tub, or take a dip in the community pool. Get to know your neighbors at the clubhouse with planned activities, or play a friendly game of tennis, pickle ball, shuffleboard or horse shoes. There's a fitness center, and a rec room with pool tables and saunas. Practice your swing at the driving range, or take your fur babies to the dog park at the back of the resort. There's an onsite post office, so you won't even have to leave to get your mail. Isn't it time you came home to Saddlebag Lake Resort? Call now to schedule your private tour and start living the good life today!

47 Woodruff Way, Lake Wales
59 Beaverkill Drive, Lake Wales
$175,000
3 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Virtually Staged. OFFERED BELOW APPRAISED VALUE!! Welcome to Saddlebag Lake Resort! This true double-wide, manufactured by Jacobsen Homes, offers a combination that can be hard to find within the community with 3 bedrooms, 2 baths, 1,068 square feet of living space, approximately 38 feet of waterfront, and you own the land! Built in 2007, this home also offers several important improvements, including a NEW ROOF in 2025, A/C replaced in 2022, and a large aluminum carport added in 2020. Inside, you'll find a spacious living area and a galley-style kitchen featuring plenty of cabinetry, a stainless steel refrigerator, flat-top range, over-the-range microwave, and double-basin sink. The dining area is surrounded by windows overlooking the water, creating a beautiful spot for morning coffee or meals with friends and family. The convenience continues with indoor laundry, complete with a utility wash sink, washer, and dryer. The primary suite features a private bath with a double vanity and walk-in shower with built-in seat. The guest bath includes a tub/shower combination, while two additional bedrooms provide plenty of flexibility for guests, hobbies, or a home office. Blinds are already in place throughout the home. Outside, enjoy the front porch, an impressive 21x27 covered carport with gutters, and a 10x10 SmithBuilt shed offering plenty of additional storage. With approximately 38 feet along the water, you'll have a peaceful waterfront backdrop to enjoy right from home. Saddlebag Lake Resort is a gated 55+ community offering 24-hour security, recreational facilities, clubs, activities, and plenty of opportunities to stay active and social. With 3 bedrooms, a true double-wide layout, waterfront location, 2025 roof, 2022 A/C, indoor laundry, generous covered parking, extra storage, and land ownership, this home offers a lot for the money and is one you'll want to see!

59 Beaverkill Drive, Lake Wales
32 Saddlebag Trail, Lake Wales
$75,000
1 Beds ⋅ 1 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Welcome to your slice of paradise! This turnkey 1-bedroom, 1-bathroom home blends delightful retro vibes with modern comfort, offering an unbeatable low-maintenance lifestyle. Best of all, you own the land - there's no land-lease fees here! Step inside to a fully furnished, move-in ready space that perfectly captures a nostalgic, stylish aesthetic. The thoughtful layout maximizes every inch, featuring a comfortable living area, a cozy kitchen, and the ultimate convenience of an in-unit washer and dryer. The lot backs up to the woods, so you can enjoy ultimate privacy, beautiful views and no rear neighbors! Includes a spacious outdoor shed, perfect for tools, hobbies or extra storage. Just bring your suitcase and start living the resort life on day one. Located in the highly desirable, pet friendly 55+ gated community of Saddlebag Lake Resort, you will have access to a wealth of premium amenities, including a sparkling pool, clubhouse with planned activities, rec room with pool tables and saunas, a fitness center, hot tub, tennis, pickle ball and shuffleboard courts, a driving range and even a dog park for your fur babies to run around. Of course, you can spend your days boating and fishing on Saddlebag Lake where the fishing is great! Your low HOA dues covers water, sewer, trash pickup, and full use of all community amenities, making your monthly budgeting a breeze. Don't miss this rare combination of retro charm, land ownership and an active lifestyle. Schedule your tour today and start enjoying the easy life!

32 Saddlebag Trail, Lake Wales
4 Stonefly Circle, Lake Wales
$129,000
2 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Located in the premier 55+ gated community of Saddlebag Lake Resort, where you own the land, this 2/2 manufactured home is ready for it's new owner. The kitchen has plenty of cabinets and counter space, and comes with all the appliances. The living room includes a flat screen t.v., already mounted for the new owner. The owners suite has his and hers mirrored closets and an ensuite bathroom. Your guests will enjoy their own bedroom with built-in closets and drawers, and a separate bathroom with tub and shower. There's even a laundry closet complete with a washer and dryer! The outside of the home was designed with comfort in mind, for you and your fur babies! There's a dog run on the side, and the yard is completely fenced to keep them close. The secluded covered porch at the back of the home is the perfect place to sit and enjoy your evenings. There's a shed to store all your tools, and a "wood crib" to keep firewood stocked in. Need lots of parking? No problem! The expansive carport was added just two years ago and is large enough for three vehicles, with room on the side for an RV or boat. Other upgrades include a new AC three years ago, and composite decking and gated entries two years ago. Enjoy all the resort has to offer as well, including a crystal clear pool, hot tub, pickle ball and tennis courts, rec room with saunas and pool tables, a fitness center, shuffleboard courts and horse shoe pits, a beach house with lake side covered patio, dog park, boating and fishing - there's truly something for everyone here. The home is an exceptional value at only $129,000, and the $734 quarterly HOA fees includes your water, sewer, trash pick up and use of all the amenities. With so much to offer this home won't last long, so call now for your private tour!

4 Stonefly Circle, Lake Wales
94 Saddlebag Trail, Lake Wales
$180,000
3 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Welcome to 94 Saddlebag Trail, a beautifully remodeled 3-bedroom, 2-bath home being sold fully furnished in the 55+ Saddlebag Lake community in Lake Wales. Extensively updated in 2025, this move-in-ready home features new plumbing and electrical, new flooring, fresh paint, new windows, an updated kitchen and bathrooms, and a brand-new carport. Enjoy the laid-back Florida lifestyle in this gated community with 24-hour on-site security, centered around beautiful Saddlebag Lake with opportunities for fishing, community docks and boat slips. An impressive variety of amenities includes a swimming pool and hot tub, tennis and pickleball courts, a golf practice range, dog park, pavilion for events and gatherings, and RV storage. Whether you're looking for a full-time residence or a Florida getaway, this fully furnished and updated home offers a turnkey opportunity with plenty of ways to relax, stay active, and enjoy life at Saddlebag Lake. Everything is in place for you to settle in and start enjoying the Florida lifestyle from day one!

94 Saddlebag Trail, Lake Wales
54 Saddlebag Trail, Lake Wales
$180,000
3 Beds ⋅ 2 Baths ⋅ Saddlebag Lake SubDv. ⋅ 33898 Zip Code
Rare Find! Turnkey 3BR/2BA manufactured home in the 55+ community of Saddlebag Lake Resort, where YOU OWN THE LAND! Step inside to a completely stress-free transition; this home comes fully furnished and turn-key. The large kitchen has plenty of cabinets and counter space, with a built-in desk and adjacent dining area. The owners suite has a large walk-in closet and ensuite bathroom, with an easy step-up tub and shower combo. Your visiting family members will be comfortable on the other side of the home in either of the two guest bedrooms, and their own bathroom. The thoughtful layout is designed for both relaxation and entertaining, highlighted by a spectacular, full-width family room spanning the entire back of the home. This expansive bonus space is bathed in natural light and provides the perfect backdrop for hosting guests or just unwinding. Privacy is paramount here, as the property features no rear neighbors, giving you a quiet, serene retreat. The exterior is engineered for pure relaxation - the entire yard is beautifully stoned for maximum curb appeal with absolute minimum maintenance. When you can pull yourself away from the home to check out the amenities, you'll find so much to do you'll feel like you're on vacation every day! Enjoy a swim in the crystal clear pool, relax in the hot tub, play a game of tennis or pickle ball, or practice your swing at the driving range. Of course you may want to spend your days boating and fishing in Saddlebag Lake, working out in the fitness center, or playing a friendly game of pool in the rec room. The low quarterly HOA dues covers it all, plus your water, sewer and trash pick-up. The resort is pet friendly - your fur babies will love it here while running around at the dog park! There's a post office onsite so you won't even have to leave the resort to get your mail. Perfect for year-round living or a winter getaway, you'll be living the dream. Call now to schedule a tour before this gem is gone!

54 Saddlebag Trail, Lake Wales
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