Sun N Lake Homes under $400,000

Sun N Lake Homes under $400,000

Welcome to Sun N Lake, a vibrant and inviting subdivision nestled in the heart of Sebring, Florida, within the picturesque Highlands County. This charming community is not just a place to live; it's a lifestyle that embraces the beauty of nature while offering a warm, friendly atmosphere. Whether you’re looking for a cozy retreat or a family-friendly environment, Sun N Lake has something for everyone.

One of the standout features of this subdivision is its affordability. With a variety of homes available for under $400,000, Sun N Lake provides an exceptional opportunity for first-time buyers, retirees, and families alike to find their dream home without breaking the bank. You’ll discover a delightful selection of single-family homes, many of which boast modern amenities, spacious layouts, and beautiful outdoor spaces perfect for enjoying Florida’s sunny climate.

Living in Sun N Lake means access to a wealth of recreational activities. The community is known for its stunning golf courses, serene lakes, and lush parks, making it an outdoor enthusiast's paradise. Residents can enjoy boating, fishing, and biking, all while basking in the natural beauty of the area. Additionally, the community’s close-knit feel fosters a sense of belonging, where neighbors become friends and memories are made.

Experience the charm of Sun N Lake and explore the affordable housing options that await you. Your dream home in this idyllic Florida community is just a visit away!

Newest Sun N Lake Homes under $400,000

3931 Harlando Avenue, Sebring
$335,000
3 Beds ⋅ 2 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Welcome to this spacious 3-bedroom, 2-bath home located in the desirable Sun N Lake community of Sebring! Offering over 2,000 sq. ft. of living space, this well-designed single-story home features a generous primary suite with a walk-in closet, stone countertops, ceramic tile and carpet flooring, central A/C, and an attached 2-car garage. Enjoy mature landscaping and a spacious 80 x 125 lot, now enhanced by NEW FENCING surrounding the property for added privacy and enjoyment. The home is connected to public water and sewer and features a shingle roof with a roofing permit issued in 2022. Conveniently located near shopping, dining, medical facilities, schools, and the many amenities in Sebring. Come discover the space, comfort, and possibilities this Sun N Lake home has.

3931 Harlando Avenue, Sebring
5036 San Ignacio Drive, Sebring
$354,900
4 Beds ⋅ 2 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Welcome to this beautifully designed 4-bedroom, 2-bathroom single-family home built in 2022, situated on a generous 0.29-acre lot in the desirable Sun ’N Lake community of Sebring, Florida. Offering nearly 2,000 square feet of single-story living, this home features a spacious open floor plan with the living room flowing seamlessly into the kitchen and dining areas, creating an inviting space for everyday living and entertaining. High vaulted ceilings, light wood-look flooring, plush carpeting, and large sliding glass doors add to the bright and airy feel while providing easy access to the backyard. The well-appointed kitchen features soft-close cabinetry, stainless steel appliances, a KITCHEN ISLAND with a double sink, and a convenient coffee station. The spacious primary suite offers a private retreat with a bathroom featuring dual sinks, an OVERSIZED SOAKING TUB, walk-in shower, and large walk-in closet. The second bathroom includes an extra-deep soaking tub, while a modern TOILET BIDET adds an extra touch of comfort. Additional features include an ELECTRIC GARAGE DOOR OPENER, ADDED SHELVING IN THE LAUNDRY AREA, a 2-car garage, and additional driveway parking. The expansive 0.29-acre lot offers a spacious backyard with plenty of potential to create your own outdoor retreat, whether you envision a patio, garden, play area, or additional space for entertaining and enjoying the Florida sunshine. Residents of Sun ’N Lake enjoy an exceptional array of amenities, including 36 holes of championship golf, a resort-style swimming pool, splash park, tennis courts, disc golf, a scenic lake bridge pavilion, walking and recreational areas, and beautiful community surroundings, offering plenty of opportunities for relaxation and outdoor enjoyment. Conveniently located in Sebring, the home is close to local restaurants, shopping, lakes, parks, and recreational attractions, while the scenic Lake Wales Ridge provides easy access to the natural beauty and outdoor lifestyle of Central Florida. With its newer 2022 construction, spacious open-concept layout, generous lot, desirable primary suite, thoughtful upgrades, backyard potential, and outstanding community amenities, this home offers an excellent opportunity to enjoy comfortable and modern Florida living in a welcoming Sebring community.

5036 San Ignacio Drive, Sebring
7800 Domenico Street, Sebring
$389,900
4 Beds ⋅ 3 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Brand-new construction is complete and ready for its new owner in the sought-after Sun ‘n Lake community of Sebring! Offering over 1,800 square feet of thoughtfully designed living space, this 4-bedroom, 3-bath home combines modern finishes, a functional layout, and plenty of room to spread out. A standout feature is the private mother-in-law suite, offering excellent flexibility for extended family, guests, a home office, or additional living space. The open-concept floor plan creates an easy flow between the kitchen, dining, and living areas, making the home ideal for both everyday living and entertaining. Enjoy the benefits of a brand-new home with no construction wait! Located in Sun ‘n Lake, you'll be close to golf, recreation, shopping, dining, and all that the Sebring area has to offer. Spacious, versatile, and move-in ready—this beautiful new home is ready to welcome its first owners!

7800 Domenico Street, Sebring
3906 Santiago Street, Sebring
$269,900
3 Beds ⋅ 2 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Tired of high electric bills and cookie-cutter layouts? Discover a more comfortable way to live at 3906 Santiago St in Sun ’N Lake of Sebring. This move-in-ready 3-bedroom, 2-bath CBS block home combines vaulted living space, carpet-free flooring, an oversized screened porch, and a fully fenced backyard with owned solar panels and no mandatory HOA fee or CDD assessment. This 3 bedroom, 2 bath CBS block home combines soaring cathedral ceilings and an open, airy great room feel with practical, low-maintenance finishes: tile and laminate flooring throughout (no carpet to maintain), plus an open kitchen with generous prep space. When it is time to unwind, the oversized screened porch opens to a fully fenced backyard—ideal for pets, play, grilling, gardening, or a quiet Florida morning. A standout value feature is the owned solar system, offering energy efficiency potential and lower utility cost potential. Call to learn about transferring ownership! The property is shown in FEMA Flood Zone X; This inviting home offers peace-of-mind features and potential long-term savings. Sun ’N Lake brings the lifestyle beyond the front door, with two championship golf courses, a 36-hole golf club, pool, fitness and racquet facilities, pickleball, tennis, clubhouse dining, and year-round recreation nearby. Amenity availability, fees, memberships, and access are subject to applicable rules. Offered at $269,900. Come see the volume, outdoor space, and Sun ’N Lake lifestyle in person. Schedule your private tour today!

3906 Santiago Street, Sebring
5846 San Juan Drive, Sebring
$355,000
3 Beds ⋅ 3 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Get ready to fall in love with this new construction home featuring 3 bedrooms and 3 bathrooms! Situated on a desirable corner lot, this home offers modern finishes, a functional layout, and plenty of space for comfortable living. Enjoy the benefits of a brand-new home in a growing community. Please note that the property has a CDD fee, which is included in the property tax bill. Don’t miss the opportunity to make this beautiful new home yours—schedule your showing today!

5846 San Juan Drive, Sebring
8636 Sun N Lake Boulevard, Sebring
$309,900
4 Beds ⋅ 2 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Virtually Staged. Experience the perfect blend of luxury, comfort, and modern design in this beautifully crafted new construction home located in the desirable Sun 'N Lake of Sebring community. Offering 4 bedrooms, 2 bathrooms, and an open-concept layout, this home is thoughtfully designed for both everyday living and effortless entertaining. Step inside to soaring 9'4" ceilings with an elegant tray ceiling in the spacious living room, creating a bright and inviting atmosphere. The chef-inspired kitchen is the centerpiece of the home, featuring stunning Quartz countertops, a dramatic waterfall island, stainless steel appliances, pantry, and abundant workspace for gathering with family and friends. The private primary suite serves as a relaxing retreat with two walk-in closets, dual vanities, an oversized walk-in shower with dual shower heads, a private water closet, and additional storage for maximum convenience. Additional highlights include a dedicated laundry room with linen closet, a covered rear patio perfect for enjoying Florida's year-round outdoor lifestyle, and quality craftsmanship throughout. Situated on a private well and septic system in the highly sought-after Sun 'N Lake of Sebring, residents enjoy access to two championship golf courses, pickleball and tennis courts, a community pool, fitness center, dog parks, nature preserve, and miles of sidewalks in a golf cart-friendly community. Conveniently located near shopping, restaurants, medical facilities, and everything Sebring has to offer, this exceptional home is ready to welcome you. **Pictures of similar home- acutual finishes may vary**

8636 Sun N Lake Boulevard, Sebring
4827 Cadagua Drive, Sebring
$185,000
2 Beds ⋅ 2 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Welcome to easy, low-maintenance living in the desirable Sun ’n Lake community! This bright and inviting 2-bedroom, 2-bath villa is being offered furnished and ready for its next owner. The home features a bright kitchen with plenty of cabinet space and multiple options for dining and entertaining. Enjoy meals in the formal dining room, relax around the table in the air-conditioned lanai, or dine outdoors on the paver patio while taking in the peaceful views of the community common area. The thoughtfully designed split-bedroom layout offers privacy for both owners and guests. The spacious guest suite can be closed off with a pocket door, creating a private retreat for visiting family and friends. The primary suite features a walk-in closet, and both bathrooms include walk-in showers for convenience and accessibility. Natural light fills the home, creating a bright and comfortable atmosphere throughout. Additional features include indoor laundry and a separate utility/storage room, providing plenty of extra space. Located in a quiet area toward the end of the community, this villa enjoys beautiful views of the common area with the community pool conveniently nearby. The HOA fee is approximately $1,100 per quarter and provides exceptional value, covering lawn care, irrigation, landscaping, exterior insurance, roof, community pool and common areas, and interior and exterior pest control—making this a truly low-maintenance lifestyle. Country Club Villas is not a 55+ community, so all ages are welcome. Pets are also permitted, subject to community restrictions. One of the highlights of living in Sun ’n Lake is the abundance of recreational amenities right within the community. Sun ’n Lake is well known for its two 18-hole golf courses, along with the Island View Restaurant, pickleball courts, community pool, and more! Whether you enjoy an active lifestyle, a round of golf, or simply relaxing close to home, there is something for everyone to enjoy. The location also offers outstanding convenience with a short commute to the hospital, doctors’ offices, restaurants, shopping, and other everyday necessities. Whether you're looking for a full-time residence, seasonal Florida getaway, or an easy-care second home, this furnished villa offers comfort, convenience, recreation, and a relaxed Florida lifestyle. Schedule your showing today!

4827 Cadagua Drive, Sebring
6523 Orduna Drive, Sebring
$339,900
3 Beds ⋅ 3 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Discover exceptional Florida new construction living in this beautifully finished home located in the highly desirable Sun ’N Lake community. Built with today’s most in-demand features, this property features an open-concept layout, luxury vinyl plank flooring, soaring ceilings, abundant natural light, and premium designer finishes throughout. The kitchen stands out with quartz countertops on all surfaces, a stylish backsplash, and modern fixtures. Bathrooms feature elegant tile work, a clean contemporary design, and windows that provide natural light and ventilation. The private primary suite includes a spacious walk-in closet, while all additional bedrooms are equipped with built-in closets, providing excellent functionality and storage. Additional highlights include an epoxy-coated 2-car garage, utility sink, full irrigation system, and a covered lanai with fans and lighting—perfect for year-round Florida indoor-outdoor living. Located in one of Sebring’s fastest-growing and most sought-after neighborhoods, this home provides quick access to championship golf courses, a resort-style pool, fitness center, tennis and pickleball courts, playgrounds, and scenic walking trails. Minutes from AdventHealth Sebring, schools, shopping, dining, and major commuter routes. Ideal for relocation buyers, first-time homeowners, and anyone seeking a high-quality home with low maintenance and strong future value.

6523 Orduna Drive, Sebring
8725 Capilla Street, Sebring
$289,900
3 Beds ⋅ 2 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Welcome to this beautifully designed 3-bedroom, 2-bath home offering 1,450 square feet of stylish and functional living space in the desirable Sun ’N Lake of Sebring community. The bright, open-concept floor plan features durable luxury vinyl plank flooring and an elegant tray ceiling in the living room. A modern electric fireplace with a striking accent wall creates an inviting focal point for relaxing or entertaining. The impressive kitchen showcases Quartz countertops, a dramatic waterfall island, full backsplash, stainless-steel appliances, ample cabinetry, and generous workspace. The island provides additional seating and seamlessly connects the kitchen with the main living area. The thoughtfully arranged bedrooms offer comfortable private spaces, while two well-appointed bathrooms add everyday convenience. Located in an area surrounded by beautiful new homes with no HOA, this property offers the freedom to enjoy your Florida lifestyle. It is also conveniently located near the Sun ’N Lake Nature Preserve, golf courses, recreation, dining, shopping, and medical facilities. Combining contemporary finishes, quality craftsmanship, and a desirable location, this move-in-ready home is ready to welcome you home.

8725 Capilla Street, Sebring
4550 San Ignacio Drive, Sebring
$319,900
3 Beds ⋅ 2 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Check out this spacious 3-bedroom, 2-bathroom home located in the desirable Sun 'n Lake community. The home features an open layout with a breakfast nook, dining room, indoor laundry room, and a relaxing backyard. Need extra space? Many owners choose to turn the dining room into a 4th bedroom or office while still having plenty of living space for dining. This home offers great value with a lower price compared to newer homes with similar size and features. Conveniently located near schools, shopping, restaurants, and medical facilities, this property is ready for its next owner to make it their own.

4550 San Ignacio Drive, Sebring
6898 Dickinson Drive, Sebring
$286,500
3 Beds ⋅ 2 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Welcome to the Arbor model, a brand-new construction in the sought-after Sun ‘n Lake of Sebring Improvement District, where you can enjoy the golf community lifestyle without the restrictions of an HOA. Situated on a .29-acre lot, this newly completed 3-bedroom, 2-bath home offers 1,665 square feet of modern living space, along with a 2-car garage and the perfect blend of comfort, style, and functionality. Step inside and you’ll immediately notice the light, open layout and neutral color palette that makes the home feel bright, clean, and ready for your personal touch. The kitchen is designed to impress with quartz countertops, shaker cabinetry, stainless steel appliances, and plenty of counter space, making it ideal for both everyday living and entertaining guests. The spacious primary suite provides a relaxing retreat with dual sinks, a walk-in shower, and generous space to unwind, while the split-bedroom floor plan offers added privacy for family and visitors. Additional features include laundry conveniently located in the garage, an irrigation system, and a finished 2-car garage. Living in Sun ‘n Lake means more than just owning a home—it’s a lifestyle. Residents enjoy access to two championship golf courses, tennis and pickleball courts, a community pool, fitness and recreation amenities, dining, and year-round activities, all within one of Sebring’s most desirable communities. Brand-new, move-in-ready homes in Sun ‘n Lake offer a wonderful opportunity to enjoy modern construction and an active Florida lifestyle. Schedule your showing today and see why so many buyers are choosing Sun ‘n Lake for their next home.

6898 Dickinson Drive, Sebring
4401 Maderia Avenue, Sebring
$299,000
3 Beds ⋅ 2 Baths ⋅ Sun N Lake SubDv. ⋅ 33872 Zip Code
Welcome to this charming 3-bedroom, 2-bathroom home in Sun N Lake, Sebring. This beautifully updated residence features 1,790 square feet of heated living space with wood-look laminate flooring, a renovated kitchen with stainless steel appliances, stone countertops, and solid wood cabinetry. The spacious master bedroom includes a walk-in closet, and the primary bathroom showcases modern finishes with marble tile work. The open floor plan seamlessly connects the living room, dining room, and kitchen, flooded with natural light from sliding glass doors and large windows. Central air conditioning and heating ensure year-round comfort. Outside, the solid block and stucco construction with shingled roof provides durability. The attached 2-car garage features automatic door openers, a newly poured concrete driveway, screened patio, and manicured landscaping on a generous 10,000-square-foot lot. Bonus feature: Solar panels are fully paid off, providing immediate energy savings and long-term value. Located in peaceful Sun N Lake with easy US-27 access, this property is close to schools, shopping, and services. No annual HOA fees, Flood Zone X, vacant and ready for immediate occupancy. Multiple financing options available. Contact your agent to schedule your private showing. Located in peaceful Sun N Lake with easy US-27 access, this property is close to schools, shopping, and services. No annual HOA fees, Flood Zone X, vacant and ready for immediate occupancy. Multiple financing options available. Contact your agent to schedule your private showing.

4401 Maderia Avenue, Sebring
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